Portfolio management
Ongoing management of your investment and retirement accounts. Scott builds and manages your portfolio, mostly from individual companies, and adjusts it as markets and your life change. Your accounts stay in your name at Charles Schwab, and workplace retirement accounts are managed right where they're held. See How we invest.
Financial plans
A written plan that pulls your whole picture together: what you have, what you want, and how to get there. It can cover saving for retirement, paying for college, cash flow, and thinking ahead about the people you want to provide for. We update it as your goals change.
For tax filing and legal documents such as wills and trusts, we work alongside your accountant and attorney.
Retirement withdrawal plans
Saving for retirement is one job. Living on what you saved is another. We map out how much you can draw each year, which accounts to draw from first, and how to make those choices with taxes in mind, so your money lasts and you can enjoy it.
What every client gets
- A direct relationship with Scott, by phone, email, or in person
- Account reviews at least every quarter
- A plain-English quarterly letter with your statement and market outlook
- One published fee, with nothing extra for planning